In a single 30-minute jabbermercial, some outfit is creating a brand new trauma for the world's women, to wit, unstable bra straps sometimes slip and reveal to an aghast world that the lady does, in fact, use suspension. Clinical depression ensues.
The solution to trauma is a revolutionary piece of plastic about the size of a half-dollar with a couple-three slits and holes. If Ms. America can control her sobbing hysteria long enough, she weaves her straps into it, slips it up or down, and in a moment of pure magic becomes the Belle of Gloccamora, perfectly yet invisibly cantilevered for just $19.95 plus $5.95 S&H. Call now. Have your credit card ready.
It doesn't take many spazz decisions like that to eat up the mortgage money.
(Gender equity nod: Don't even get me started on Extenze or howeverthehell you spell it.)
There are obviously enough insecure gullibles to make these pitches profitable. They are allowed to vote. Ditech loaned them McMansion money. That should take care of most of your questions about the economic meltdown.