"You have a credit balance and do not need to make a payment at this time,'" sayeth my Plastic Master.
And how. Found money. (I over-estimated costs in pre-paying for some election travel.) As a prudent citizen and patriot I feel compelled to get that money in circulation quickly through a wise investment.
The most expert financial planners are advising blue steel and walnut. A Luddite Special, maybe in .30-06?